Alta Earn™

Earn is stable, long-term yield from real estate assets.

Earn makes it easy to have exposure to the underlying real estate asset revenue streams from the Treasury wrapped in a smart contract.

Earn V2 has been Deprecated

On September 6, 2022 Alta Finance has paused all Earn V2 deposits. This DeFi service has been deprecated in preparation for the launch of Invest on October 1, 2022.
If you have any open Earn V2 contracts, they will stay open for the duration of your term. We will place the appropriate amount of tokens in the smart contracts to cover the interest and principal and leave the UI open for redemptions.

How It Works

Open a yield-generating Earn contract using accepted crypto.
Choose your term length.
Sit back and accrue interest in your base crypto plus ALTA token rewards.
Principal is unlocked at contract end.

Current Earn Interest Rates

Term Rate Stake 10k ALTA x 1.15 Stake 100k ALTA x 1.30
36 month 7.75% 8.91% 10.08%
60 month 7.95% 9.14% 10.34%


  • Why Earn?

    Earn makes it easy to have exposure to the underlying real estate asset revenue streams wrapped in a smart contract. Earn is available on Ethereum and Polygon with new chains launching regularly.

  • How does Alta Finance Earn work?

    Earn runs natively on Ethereum and Polygon (Avalanche, BNB Chain, and other chains launching soon). All Earn contracts are opened with an accepted crypto.

    • Open a yield-generating Earn contract using the following: USDC, USDT, DAI, FRAX, ALTA;
    • Earn interest in the currency you lend according to the terms you select;
    • Interest is redeemable daily during term lengths, and principal is unlocked at contract end;
    • Term lengths are from thirty-six (36) to sixty (60) months;
    • If you stake ALTA in your Earn contract, you can earn an interest rate multiplier bonus (x 1.15 or x 1.30);

  • How will my principal be returned?

    The principal will be returned in the same asset that was lent.

  • What if I need to close my position early?

    We have created a market to re-sell Earn contracts to 3rd parties, allowing any owner to exit their position at any time. Just place your contract For Sale and accept the highest bid on your terms. Bids and transfers will occur in the crypto used to open the contract.

Financial + Operational Transparency

Alta Finance has setup the following for improved financial transparency:
  • On-chain financial performance visible via Alta Invest™ protocol
  • World-class team with deep domain expertise to execute mission


  1. Alta Finance Earn contracts are base denominated in USDC, USDT, DAI, FRAX, or ALTA.
  2. Alta Finance Earn contracts are subject to our standard Earn Terms.
  3. Alta Finance Services and ALTA Token (ALTA) are not available in the United States or other prohibited jurisdictions.