Communications Disclosure

This communications disclosure is deemed to be incorporated by reference in its entirety into any social media communication, advertisement, email or other communication or disclosure which contains the alta.finance/legal/disclaimer. The information contained herein neither constitutes an offer for nor a solicitation of interest in any specific securities offering.

Exempt Offerings

Any offering appearing on this website will be made under Regulation D of the U.S. Securities Act of 1933 and/or Regulation S of the U.S. Securities Act of 1933. For any Regulation D offerings that are successful, a notice of exempt offering of securities on Form D relating to these securities will be filed with the SEC. It does not mean that the SEC has approved, passed upon the merits of, or passed upon the accuracy or completeness of the information in the offering statement. The securities offered by ALTA Finance issuers are highly speculative. Investing in securities of ALTA Finance issuers involves significant risks. The investment is suitable only for persons who can afford to lose their entire investment. Furthermore, investors must understand that such investment could be illiquid for an indefinite period of time. No public market currently exists for the securities, and if a public market develops following the offering, it may not continue. Final notices for exempt offering of securities for qualified offerings that are currently active include the following:

Invest

N/A

Disclaimers Applicable to Offerings by ALTA Finance Issuers

The information contained on the Alta.finance web site has been prepared by ALTA Finance without reference to any particular user’s investment requirements or financial situation. Potential investors are encouraged to consult with professional tax, legal, and financial advisors before making any investment into an ALTA Finance Invest offering. All investments involve risk, including the risk of the loss of all of your invested capital. Please consider carefully the investment objectives, risks, transaction costs, and other expenses related to an investment prior to deciding to invest. Diversification and asset allocation do not ensure profit or guarantee against loss. Investment decisions should be based on an individual’s own goals, time horizon, and tolerance for risk.

Investment overviews on the Alta.finance website contain summaries of the purpose and the principal business terms of the investment opportunities. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more detailed discussions contained in the respective Private Placement Memorandum filed with SEC or other offering materials relating to such investment opportunity.

ALTA Finance is not registered, licensed, or supervised as a broker dealer or investment adviser by the SEC, the Financial Industry Regulatory Authority (FINRA), or any other financial regulatory authority or licensed to provide any financial advice or services.

ALTA Finance does not offer refunds after an investment has been made by an investor and accepted by ALTA Finance. Please review the relevant offering materials and subscription documentation for more information.

ALTA X LLC dba ALTA Finance is located at 1280 S 800 E, Suite 200, Orem, UT 84097.

The alta.finance website contains certain forward-looking statements that are subject to various risks and uncertainties. Forward-looking statements are generally identifiable by use of forward-looking terminology such as “may,” “will,” “should,” “potential,” “intend,” “expect,” “outlook,” “seek,” “anticipate,” “estimate,” “approximately,” “believe,” “could,” “project,” “predict,” or other similar words or expressions. Forward-looking statements are based on certain assumptions, discuss future expectations, describe future plans and strategies, or state other forward-looking information. Our ability to predict future events, actions, plans or strategies is inherently uncertain and actual outcomes could differ materially from those set forth or anticipated in our forward-looking statements. You are cautioned not to place undue reliance on any of these forward-looking statements.

US Accredited Investors

• In the U.S, the definition of an accredited investor is put forth by SEC in Rule 501 of Regulation D.
• To be an accredited investor, a person must have an annual income exceeding $200,000 ($300,000 for joint income) for the last two years with the expectation of earning the same or a higher income in the current year. An individual must have earned income above the thresholds either alone or with a spouse over the last two years. The income test cannot be satisfied by showing one year of an individual's income and the next two years of joint income with a spouse.
• A person is also considered an accredited investor if they have a net worth exceeding $1 million, either individually or jointly with his spouse. The SEC also considers a person to be an accredited investor if they are a general partner, executive officer, or director for the company that is issuing the unregistered securities.
• An entity is considered an accredited investor if it is a private business development company or an organization with assets exceeding $5 million. Also, if an entity consists of equity owners who are accredited investors, the entity itself is an accredited investor. However, an organization cannot be formed with a sole purpose of purchasing specific securities. If a person can demonstrate sufficient education or job experience showing their professional knowledge of unregistered securities, they too can qualify to be considered an accredited investor.
• In 2016, the U.S. Congress modified the definition of an accredited investor to include registered brokers and investment advisors.
• On August 26, 2020, the U.S. Securities and Exchange Commission amended the definition of an accredited investor. According to the SEC’s press release, "the amendments allow investors to qualify as accredited investors based on defined measures of professional knowledge, experience or certifications in addition to the existing tests for income or net worth. The amendments also expand the list of entities that may qualify as accredited investors, including by allowing any entity that meets an investments test to qualify." Among other categories, the SEC now defines accredited investors to include the following: individuals who have certain professional certifications, designations or credentials; individuals who are “knowledgeable employees” of a private fund; and SEC- and state-registered investment advisers.