Real-time settlement for cross-border payments.
Settle cross-border payments in real time, 24/7/365, with privacy and control built for institutions. Expand your payment reach by connecting to local payment networks worldwide.
Built for institutional payment operations
Connect to more markets
Unlock global liquidity access through a single settlement layer, with local-currency payouts for your recipients.
Settle instantly
Complete settlement on Alta in real time and cost effectively at any volume.
Reduce intermediaries
Transfer directly to your destination, reducing reliance on chains of correspondent banks.
Minimize prefunding requirements
Access partner liquidity for local payouts, reducing the need to maintain funded accounts in each market.
Built for payments across borders
International payment services
Offer customers cross-border transfers that connect real-time settlement with local payment networks.
Corporate payments
Support international supplier payments and payroll with confidential transactions and controls tailored to you.
Transfers between entities
Move funds between participating entities across markets, funding local obligations closer to when payment is needed.
From initiation to local delivery
- 01
Fund the payment
Bring funds onto Alta through an on-ramp that converts the sending currency into stablecoins.
- 02
Settle on Alta
Convert funds into the settlement asset in real time.
- 03
Deliver locally
Transfer funds to the destination partner, subject to each institution’s payment policies.
Questions
How does Alta enable cross-border payments?
Alta settles funds directly between sending institutions and destination payment partners using stablecoins, reducing reliance on correspondent banking chains. Funds settle on Alta in real time, and destination partners handle conversion and delivery through local payment networks.
Which markets and currencies can we reach?
Alta lets you expand your payment reach through our connected destination partners and local payment networks. Available routes depend on currency and partner coverage; our team can confirm the markets your institution can access.
How quickly do payments reach recipients?
Settlement on Alta completes in real time, 24/7/365. Delivery to a recipient’s bank account depends on currency conversion, the destination partner, and the local payment network.
Do we need to prefund destination accounts?
Alta reduces that need by settling directly with destination partners that provide local payout liquidity. Your institution can fund payments through the network instead of maintaining its own balance in each destination market.
Can we apply our own payment controls?
Yes. Your institution defines the requirements for payments it sends and receives, including restrictions on recipients, assets, and amounts. Alta enforces the required checks at settlement while keeping sensitive transaction information private.