Real-time FX with maximum efficiency
Improve capital and operational efficiency by converting currencies at settlement. Connect FX and payments in one workflow, reducing manual steps and the need to hold destination currency in advance.
Bring conversion into the payment flow
Convert funds when needed
Convert at the moment of settlement, so you never hold destination currencies in advance.
Access more liquidity
Reach local stablecoin liquidity in emerging-market corridors, at competitive rates.
Remove settlement risk
Both sides of every exchange complete together in one atomic swap, or neither does.
Support your currency needs
Multicurrency accounts
Let customers convert between supported currencies within your product. Connect conversion to their balances and payments so they can access the currency they need when they need it.
Cross-border payments
Convert funds into the currency required for supplier payments, payroll, and other international obligations. Align conversion with settlement to reduce the need to hold destination currency ahead of each payment.
Treasury funding
Use available balances to meet funding needs in other currencies. Coordinate conversion with upcoming obligations so less capital sits in currency-specific buffers.
From quote to settlement
- 01
Request
Select the currencies or stablecoins you want to exchange and the amount to convert.
- 02
Confirm
Review the available exchange rate and confirm the conversion.
- 03
Settle
Receive the destination asset when the exchange settles on Alta.
Questions
How does FX work on Alta?
Alta lets you exchange one currency for another using stablecoin-powered FX rails. Once you initiate a conversion, an FX liquidity provider supplies the other side of the exchange, which settles on Alta. The received asset can then be held, transferred, or converted into local bank money through a payout partner.
Which currencies are available to convert?
Access a growing range of local-currency stablecoins built into Alta, connecting your institution to more FX corridors through one network. Our team can confirm coverage for your institution.
How are exchange rates determined?
Alta connects your institution to a broad network of liquidity partners, providing access to deep liquidity and competitive FX pricing. Your rate depends on the currency pair, transaction size, and market conditions at execution.
Do we need to convert funds in advance?
Convert at settlement to keep funds in your preferred currency until they're needed. This reduces the need to maintain destination-currency balances ahead of payments, while also supporting standalone conversions for treasury and customer accounts.
Is FX available 24/7?
Alta enables real-time FX settlement 24/7/365.